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https://michelesellsnh.com/view-blog/2-reasons-why-today-s-mortgage-rate-trend-is-good-for-sellers-if-you-ve-been-holding-off-on-selling-your-house-to-make-a-move-because-you-felt-mortgage-rates-were-too-high-their-recent-downward-trend-is-exciting-news-for-you-mortgage-rates-have-descended-since-last-october-when-they-hit-779-in-fact-they-ve-been-below-7-for-over-a-month-now-see-graph-below-and-while-they-re-not-going-back-to-the-3-we-saw-during-the-unicorn-years-they-are-expected-to-continue-to-go-down-from-where-they-are-now-in-the-near-future-as-dean-baker-senior-economist-at-the-center-for-economic-research-explains-it-also-appears-that-mortgage-rates-are-now-falling-again-they-will-almost-certainly-not-fall-to-pandemic-lows-although-we-may-soon-see-rates-under-60-percent-which-would-be-low-by-pre-great-recession-standards-here-are-two-reasons-why-this-recent-trend-and-the-expectation-it-ll-continue-is-such-good-news-for-you-you-may-not-feel-as-locked-in-to-your-current-mortgage-rate-with-mortgage-rates-already-significantly-lower-than-they-were-just-a-few-months-ago-you-may-feel-less-locked-in-to-the-current-mortgage-rate-you-have-on-your-house-when-mortgage-rates-were-higher-moving-to-a-new-home-meant-possibly-trading-in-a-low-rate-for-one-up-near-8-however-with-rates-dropping-the-difference-between-your-current-mortgage-rate-and-the-new-rate-you-d-be-taking-on-isn-t-as-big-as-it-was-that-makes-moving-more-affordable-than-it-was-just-a-few-months-ago-as-lance-lambert-founder-of-resiclub-explains-we-might-be-at-peak-lock-in-effect-some-move-up-or-lifestyle-sellers-might-be-coming-to-terms-with-the-fact-3-and-4-mortgage-rates-aren-t-returning-anytime-soon-more-buyers-will-be-coming-to-the-market-according-to-data-from-bright-mls-the-top-reason-buyers-have-been-waiting-to-take-the-plunge-into-homeownership-is-high-mortgage-rates-see-graph-below-lower-mortgage-rates-mean-buyers-can-potentially-save-money-on-their-home-loans-making-the-prospect-of-purchasing-a-home-more-attractive-and-affordable-now-that-rates-are-easing-more-buyers-are-likely-to-feel-they-re-ready-to-jump-back-into-the-market-and-make-their-move-and-more-buyers-mean-more-demand-for-your-house-bottom-line-if-you-ve-been-waiting-to-sell-because-you-didn-t-want-to-take-on-a-larger-mortgage-rate-or-you-thought-buyers-weren-t-out-there-the-recent-decline-in-mortgage-rates-may-be-your-sign-it-s-time-to-move-when-you-re-ready-let-s-connectweekly https://michelesellsnh.com/view-blog/what-lower-mortgage-rates-mean-for-your-purchasing-power-if-you-want-to-buy-a-home-its-important-to-know-how-mortgage-rates-impact-what-you-can-afford-and-how-much-you-ll-pay-each-month-fortunately-rates-for-30-year-fixed-mortgages-have-come-down-significantly-since-the-end-of-october-and-are-currently-under-7-according-to-freddie-mac-see-graph-below-this-recent-trend-is-great-news-for-buyers-as-a-recent-article-from-bankrate-says-the-rate-cool-off-somewhat-eases-the-housing-affordability-squeeze-and-according-to-edward-seiler-avp-of-housing-economics-and-executive-director-of-the-research-institute-for-housing-america-at-the-mortgage-bankers-association-mba-mba-expects-that-affordability-conditions-will-continue-to-improve-as-mortgage-rates-decline-here-s-a-bit-more-context-on-how-this-could-help-with-your-plans-to-buy-a-home-how-mortgage-rates-affect-your-search-for-a-home-understanding-the-connection-between-mortgage-rates-and-your-monthly-home-payment-is-crucial-for-your-plans-to-become-a-homeowner-the-chart-below-illustrates-how-your-ability-to-afford-a-home-changes-when-mortgage-rates-shift-imagine-your-budget-allows-for-a-monthly-payment-between-2-400-and-2-500-the-green-part-in-the-chart-shows-payments-in-that-range-or-lower-see-chart-below-as-you-can-see-even-small-changes-in-rates-can-affect-your-budget-and-the-loan-amount-you-can-afford-get-help-from-reliable-experts-to-understand-your-budget-and-plan-ahead-when-youre-looking-to-buy-a-home-its-important-to-get-guidance-from-a-local-real-estate-agent-and-a-trusted-lender-they-can-help-you-explore-different-mortgage-options-understand-what-makes-mortgage-rates-go-up-or-down-and-how-those-changes-impact-you-by-looking-at-the-numbers-and-the-latest-data-together-then-adjusting-your-strategy-based-on-todays-rates-youll-be-better-prepared-and-ready-to-buy-a-home-bottom-line-if-you-re-looking-to-buy-a-home-you-should-know-the-recent-downward-trend-in-mortgage-rates-is-good-news-for-your-move-let-s-connect-and-plan-your-next-stepsweekly 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